Advanced Learner Loan

A loan for learners aged 19 and over studying in Further Education at Level 3 or above. The loan is provided by the Student Loans Company (SLC) and paid directly to the College.

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What is an Advanced Learner Loan?

A loan for learners aged 19 and over studying in Further Education at Level 3 or above. The loan is provided by the Student Loans Company (SLC) and paid directly to the College.

  • The loan is NOT means tested or dependent on credit checks.
  • The loan application covers the duration of the course.
  • You will not need to reapply each year.

An Advanced Learner Loan is funding provided by Student Finance England, which will cover or help to cover the cost of your course (tuition, examination and registration fees), meaning you have no fixed up front fees.

Loans are not credit checked or means tested, so you can apply whether you are unemployed or employed.

Eligibility criteria

  • Aged 19 or over on the first day of your course, if you are aged 19 - 23, you will require a Level 3 qualification to access an Advanced Learner Loan
  • A resident in the UK for 3 years prior to the start of the course
  • A UK national or have ‘settled status’
  • Enrolling on a course at Level 3 and above, which is designated for Advanced Learner

Our Accredited Courses

A loan for learners aged 19 and over studying in Further Education at Level 3 or above. The loan is provided by the Student Loans Company (SLC) and paid directly to the College.

  • The loan is NOT means tested or dependent on credit checks.
  • The loan application covers the duration of the course.
  • You will not need to reapply each year.
Qual. Ref.Awarding Organisation & Qualification TitleCost Inc. VATGLH
6016170XATHE Level 3 Diploma in Business£2,573.00360
60043787ATHE Level 4 Diploma in Management£4,170.00480
60187013ATHE Level 3 Diploma in Business and Management£4,170.001200
Qual. Ref.Awarding Organisation & Qualification TitleCost Inc. VATGLH
60164748FOCUSAWD Level 3 Diploma in Nail Technology (QCF)£3,345.00414
6016332XFOCUSAWD Level 3 Diploma in Beauty Therapy (QCF)£2,583.00355
60333236FOCUSAWD Level 3 Diploma in Make-Up Artistry (RQF)£3,345.00421
60333200FOCUSAWD Level 3 Diploma in Nail Services (RQF)£2,583.00356
60338441FOCUSAWDS Level 3 Diploma in Massage Therapy (RQF)£3,345.00450
60048402VTCT Level 3 Diploma in Reflexology£2,882.00296
Qual. Ref.Awarding Organisation & Qualification TitleCost Inc. VATGLH
6015889XVTCT Level 3 NVQ Diploma in Hairdressing£3,345.00541
Qual. Ref.Awarding Organisation & Qualification TitleCost Inc. VATGLH
50111309EAL Level 3 Diploma in Engineering Technology£5,421.00600

How to Apply

To apply for one of our courses, you will need to either contact one of our centres directly, or our head office. Then we will be able to provide a course induction, to ensure the course is the best option for you.

You’ll recieve information, advice and guidance relating to your course and undergo a assessments to identify suitablity.

  • To apply for your Student Finance (Advanced Learner Loan), you can apply online – you’ll need to register first.
  • You can apply by post if you cannot apply online. You’ll get a letter confirming your loan – usually within 2 weeks if you apply online.

Loan Application

You can complete your Advanced Learner Loan application, online, at home, work, training centre or academy, once you have met with a Pathway Group advisor. You will need the following information to complete your application:

  • A Learning and Funding Information letter (from Pathway Group)
  • Your National Insurance number
  • Proof of identity (e.g. passport or birth certificate)

Leave or change your course

You’ll have to pay back any money that’s been paid to your training provider (plus interest) if you leave or change your course after 2 weeks or more.

The interest rate will be the rate of inflation.

Speak to training centre staff to see if they can transfer the loan to another course, if necessary.

Repayments

You start paying back your loan in the April after you finish your course, but only if you earn more than £25,725 a year. Repayments are calculated as follows:

For example, your monthly repayments would be

  • £9.00 a month if you earned £27,000 a year
  • £32.00 a month if you earned £30,000 a year

Your employer will work out your repayments and take them out of your salary with your tax.

If you’re self employed, you make repayments as part of your Self Assessment tax return.

You can pay some or all of your loan at any time without an extra charge.

Loan Interest

You pay interest from the time your first payment is made until you pay your loan back in full.

IncomeInterest rate
While you’re studying and until the April after you leave the courseRate of inflation (Retail Price Index) plus 3%
£25,725 or lessRate of inflation
£25,725 to £46,305Rate of inflation plus up to 3%
£46,305 and overRate of inflation plus 3%